​Unlike conventional loans, where funds are transferred to the borrower and deployed into projects or operations, YieldShield Debt flips the script. Our clients are lending capital to the wealth platform, but your money never leaves your control. Instead, it remains securely held in an Attorney’s Trust Account, governed by an escrow agreement between you and your attorney. The lending platform has no claim on your funds—they are neither spent, encumbered, nor depleted. 

This insulation ensures your capital is fully protected, offering peace of mind in an era where economic shocks and geopolitical tensions can erode wealth overnight.

​The magic behind this program lies in its “balance sheet enhancement” mechanism. Your capital, though untouched by the lending platform, serves a critical purpose. By positioning your funds in the program, you enable the platform to bolster its financial standing. The banks recognize this capital as part of the group’s assets, granting the platform access to additional credit lines— multiples of the amount you’ve committed. The platform then deploys this additional credit into its operations, generating profits from which it pays you interest. In essence, your funds act as a catalyst, unlocking value without ever being put at risk.

This innovative approach ensures that your money works for you without leaving the safety of escrow. It’s a stark contrast to the stock market, where volatility can wipe out gains in a single day, or bonds, where yields have struggled to keep pace with inflation.

As a UHNW individual, you’re accustomed to the offerings of traditional wealth managers—stocks, bonds, mutual funds, and REITs, all neatly packaged within a predictable framework. Traditional wealth managers and advisors operate in a mass-market ecosystem, somewhat constrained by standardized products and their business model thrives on scalable, commission-driven products. They struggle with regulatory hurdles that deter them from promoting private offerings— leaving such gems like this one, hidden from their radar. At weLLcome capitaL, we don’t play by these same rules. YieldShield Debt exists in the rarified air of private markets, a domain reserved for those with the vision and resources to seize it.

​The numbers speak for themselves: with YieldShield Debt you earn a guaranteed 18% annual return, disbursed at 1.5% per month. This outperforms most traditional investments by a wide margin. 

In today’s environment, where 10-year U.S. Treasury yields hover below 4% and stock market returns remain uncertain, an 18% return is a standout. Even high-yield savings accounts or certificates of deposit pale in comparison, often offering single-digit returns with far less flexibility.

Cheers to the Yield Hunters out there!

​As of February 21, 2025, the global economy remains fraught with uncertainty. Stock indices have struggled to regain their pre-2022 highs, bonds offer meager returns, and geopolitical risks—from energy crises to regional conflicts—continue to loom large. 

Against this backdrop, YieldShield Debt shines as a beacon of stability. It combines the safety of cash deposits held in escrow with guaranteed, high-yield returns that outpace inflation and traditional markets. Traditional wealth managers won’t bring this opportunity to you—not because it lacks merit, but because it’s beyond their reach. Here you are redefining the game, sidestepping a system that prioritizes conformity over innovation.

In a world where uncertainty is the only certainty, YieldShield Debt delivers what every investor craves: peace of mind and exceptional rewards. We’re here to guide you through every step, providing the insight necessary to bridge any knowledge gap and affirm your trust in our model. Reach out to discuss further and take the next step.

YieldShield Debt is not your typical private debt scenario. Here, our clients act as lenders, providing their capital or assets to our private wealth lending platform. However, unlike conventional loans where funds are spent on projects or operations, here your asset is secure and in your control. Using a GoldSKR your asset remains safe and is held securely in security house vault ensuring it is never at risk.

Our clients always have to bring qualified capital to the deal. This capital acts as a balance sheet enhancement and that expands our access to credit and makes our programs possible. 

​The bank recognizes the capital participating in YieldShield Debt as a balance sheet enhancement for our wealth lending platform. A GoldSKR has a typical LTV of 75-80% and the bank advances multiples of the realized value of the SKR, to our group in the form of credit lines. We use this capital to pay your interest.

​For established gold owners, who have long known gold as a traditionally dormant and non-generating asset— YieldShield Debt is a rare fine.

To get started, potential clients follow these steps:

Review Program Details
Understand the debt structure and benefits through initial consultations with Wellcome Capital.

Present POF
In order to engage the wealth platform we need your Proof of Funds (POF) to demonstrate your capability to participate. The proof of funds for a GoldSKR is a “Within-40-Days Old Vault Report” which gives us the information we need to move forward: the vaulter, jurisdiction, wording of SKR, weight, gold purity and format (bullion, dory, dust), provenance etc. 

Verification and Setup
Once we have received and processed your POF you will engage the wealth platform directly so they may answer an additional questions you may have. When you are ready to move forward we will require your Customer Information Sheet (CIS/KYC) to proceed. With your intake package processed and verified, they will work with you to setup the SKR and Loan Agreement, ensuring all legalities are addressed.

Contractual Agreements
When working with a GoldSKR in our program there is simply the safekeeping receipt and the loan contract that defines the deal. As there is no cash involved, so there is nothing to escrow. We do have a generic sample of the loan agreement available for review.

Our flagship YieldShield Debt stands as a testament to our commitment to innovation, security, and exceptional returns—tailored exclusively for discerning investors like you who seek to elevate their portfolios beyond the ordinary.

In partnering with Wellcome Capital, you’re choosing to lead rather than follow and YieldShield Debt is your chance to master your move to 18% returns today.

​Let’s build the future of your wealth together. Contact us to take the next step.