YIELDSHIELD AURUM
You Own the Policy.
Your Bank Holds the Capital.
Your Monthly Interest is Contractual.
Principal Protection
Proven Gold Operation
Terms & Income
• 60-90 day deliberate setup period ensures full compliance, insurance activation and settlement of first gold transaction before income begins. This is precision engineering, not delay.
• First interest payment within 7 days of first monthly gold settlement and within 7 days of each subsequent settlement date.
• 12 month minimum term required to realize full annual interest rate.
• Effective minimum commitment: approximately 14 months (60–90 day setup + 12 month term).
• At maturity, capital automatically rolls into a new 12 month term, 90 days written notice required to exit at renewal.
• 20 years of continuous gold operations in Ghana.
• Physical gold assayed on site, transacted same-day at pre-agreed rates through formal channels. Margins locked in before any move is made.
• Now operating under GoldBod: Ghana's government-mandated gold authority under the Ministry of Finance, established April 2025.
• This is not leveraged speculation or market timing. It is contractual participation in a time-tested operation.
YSA: How it Works
• Your capital enhances the borrower's balance sheet without ever being deployed.
• Before a single dollar moves, the insurer opens an account at your own bank. Your principal transfers into that insurer-held account, insured from day one, untouched and unencumbered throughout.
• Insurer transfers equivalent amount to segregated and regulated non-depletion cash account for use in our programs. Capital serves as a balance sheet enhancement that generates new credit.
• Borrower secures credit using their own assets, your capital remains unencumbered.
• Borrower uses their own credit facility to execute gold transactions.
• Fixed interest rate, with contractual monthly income paid within 7 days of settlement of the monthly gold transaction.
Timeline & Commitment
Timeline
• Setup: 60-90 days from commitment to first settlement.
• Effective minimum cycle: 14 - 15 months (setup + 12 month term).
• Defaults to rollover if written notice to exit not received.
Commitment
• $1M USD or above.
• Minimum term: 12 months from settlement date to realize full annual interest.
Security & Oversight
• Principal protected by insurance policy issued directly to the investor by an assigned carrier, top-tier, household-name US carriers. Strictly an investor-to-insurer relationship.
• Modest policy fee (25–80bps), client responsibility. Annual renewal.
• Borrower has no access to principal.
• Gold transactions under Ghana Gold Board (GoldBod) oversight.
No 2-and-20. Full Alignment.
No management drag. No performance carve-out.
Every dollar of the fixed interest rate flows straight to you, every month.
Less noise. Relentlessly aligned.
Accredited investors only.
Private Access & Next Steps
Full YieldShield Aurum documentation (Opportunity Brief and Sample Loan Agreement)
→ wellcomecapital.com/ysa-private
Vault access granted post-consult for accredited investors committing $1M USD or above.
Every qualified request reviewed personally.